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Prices · Bengaluru

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Automatic family cars under ₹15 lakh in Bengaluru: eight exact variants

By Prasanna · Published · Updated

Start with the gearbox and your family’s fit, then compare exact variants. Baleno Zeta AMT and Dzire ZXi AGS are lower-cost shortlist options; i20 Sportz IVT and Amaze VX CVT offer CVT alternatives. Compare Punch Adventure AMT, Magnite N-Connecta Turbo CVT, Brezza VXi AT and Nexon Creative DCA if you want a compact SUV. These are conditional choices based on published specifications, not our own road tests.

How we chose this shortlist

We selected petrol automatics across hatchback, sedan and compact-SUV body styles, with catalogue estimates between ₹10 lakh and ₹15 lakh inclusive for private registration in Bengaluru, Karnataka. This is a comparison sample, not an exhaustive ranking or a claim that eight cars suit every family. Five seats on paper do not establish comfortable space for five adults. Prices and equipment below come from the same catalogue functions as our tools.

Exact variants and Bengaluru price breakups

This editorial table always uses Bengaluru estimates, even when you select another state or ex-showroom mode in the header. Use the linked interactive tools for your selected location. Standard-paint ex-showroom prices exclude dealer discounts; on-road estimates add tax, registration, insurance, TCS where applicable and miscellaneous allowances. Optional accessories, finance interest, insurance add-ons and paint premiums can increase your cash budget.

Eight exact variants · estimated Bengaluru on-road · all amounts in INR
Variant / gearboxEx-showroomTax and other estimated linesOn-road total
Baleno Zeta Petrol AMT · 5-speed automated manual (AGS)₹8,49,900Road tax (lifetime, Karnataka): ₹1,33,074; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹37,664; FASTag & misc.: ₹850₹10,24,348
i20 Sportz Petrol IVT · Continuously variable transmission (Hyundai IVT)₹8,86,200Road tax (lifetime, Karnataka): ₹1,38,715; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹38,564; FASTag & misc.: ₹850₹10,67,189
Dzire ZXi Petrol AGS · 5-speed automated manual (AGS)₹8,72,700Road tax (lifetime, Karnataka): ₹1,36,618; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹38,229; FASTag & misc.: ₹850₹10,51,257
Amaze VX Petrol CVT · CVT automatic with 7-step paddle shift₹9,40,400Road tax (lifetime, Karnataka): ₹1,47,138; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹39,908; FASTag & misc.: ₹850₹11,31,156
Punch Adventure Petrol AMT · 5-speed automated manual₹8,34,990Road tax (lifetime, Karnataka): ₹1,30,757; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹37,294; FASTag & misc.: ₹850₹10,06,751
Magnite N-Connecta Turbo Petrol CVT · X-Tronic continuously variable automatic₹9,74,000Road tax (lifetime, Karnataka): ₹1,52,360; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹34,321; FASTag & misc.: ₹850₹11,64,391
Brezza VXi Petrol AT · 6-speed torque-converter automatic with paddles₹10,60,900Road tax (lifetime, Karnataka): ₹2,01,192; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹42,896; TCS (1%): ₹10,609; FASTag & misc.: ₹850₹13,19,307
Nexon Creative Petrol DCA · 7-speed dual-clutch automatic (DCA)₹11,41,990Road tax (lifetime, Karnataka): ₹2,16,494; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹44,907; TCS (1%): ₹11,420; FASTag & misc.: ₹850₹14,18,521

Equipment and safety evidence

Check the exact trim and powertrain. Present, absent and unverified equipment remain distinct. Crash-test programmes and years differ; stars are not directly interchangeable. A missing applicable rating is uncertainty, not zero stars. Use the linked car guide for manufacturer sources, feature footnotes and the tested variant scope.

Equipment and applicable crash evidence · verify delivered specification
Exact variantFamily and parking equipmentCrash evidence and scopeCatalogue source checks
Baleno Zeta Petrol AMTSix airbags: present; Stability control: present; ISOFIX: present; Reversing camera: presentBharat NCAP's 2025 optional-rating sheet refers to the earlier gasoline Zeta/Alpha range assessed in April 2024. Applicability to these new M-series Z-Series variants, Alpha (O) and CNG has not been established; no current rating is assigned here.Prices: 9 Oct 2026. Specifications: 2026-10-09.
i20 Sportz Petrol IVTSix airbags: present; Stability control: present; ISOFIX: present; Reversing camera: presentNo applicable crash-test result was verified for this current Indian six-airbag range. Earlier i20 ratings are not assigned to it.Prices: 10 Oct 2026. Specifications: 2026-10-10.
Dzire ZXi Petrol AGSSix airbags: present; Stability control: present; ISOFIX: present; Reversing camera: presentBharat NCAP (2025, gasoline): 5 adult stars, 5 child stars; adult 29.46 / 32, child 41.57 / 49 The cited Bharat NCAP gasoline annexure supports petrol variants only; its stars are not assigned to CNG variants.Prices: 9 Oct 2026. Specifications: 2026-10-09.
Amaze VX Petrol CVTSix airbags: present; Stability control: present; ISOFIX: present; Reversing camera: Multi-angle reversing camera; LaneWatch left-side camera also includedBharat NCAP: 5 adult stars, 4 child stars; adult 28.33 / 32, child 40.81 / 49 Bharat NCAP: 5 adult stars and 4 child stars. The October 2025 annex explicitly covers V, VX and ZX with both manual and CVT; this result does not cover the second-generation Amaze.Prices: 10 Oct 2026. Specifications: 2026-10-10.
Punch Adventure Petrol AMTSix airbags: present; Stability control: present; ISOFIX: present; Reversing camera: presentBharat NCAP: 5 adult stars; adult 30.58/32, child 45.00/49 Five adult and five child stars; tested in 2025, published 2026. February 2026 revision explicitly adds both turbo manuals. The annexure covers all 26 current combinations. This is the facelift's Bharat NCAP result, distinct from the older two-airbag Global NCAP car and the EV.Prices: 9 Oct 2026. Specifications: 2026-10-09.
Magnite N-Connecta Turbo Petrol CVTSix airbags: present; Stability control: present; ISOFIX: present; Reversing camera: presentGlobal NCAP: 5 adult stars, 3 child stars; adult 32.31 / 34, child 33.64 / 49 2025 Global NCAP result is valid for India and South Africa from VIN MDHFBADD0Z0037139. Confirm the delivered vehicle’s VIN. Six airbags alone do not establish the five-star rating for earlier stock; older four-star and two-star results cover different VIN ranges. Retrofit CNG is not independently rated here.Prices: 10 Oct 2026. Specifications: 2026-10-10.
Brezza VXi Petrol ATSix airbags: present; Stability control: present; ISOFIX: present; Reversing camera: absentCatalogue reports a Bharat NCAP result; exact current VXi AT applicability not independently reverified for this article. Confirm the manufacturer’s annexure.Prices: 8 Oct 2026. Specifications: see dated source records in the car guide.
Nexon Creative Petrol DCASix airbags: present; Stability control: present; ISOFIX: present; Reversing camera: HD rear-view cameraBharat NCAP: 5 adult stars; adult 29.41/32, child 43.83/49 Five adult and five child stars from the 2024 test. The August-2026 revised annexure covers all 64 current petrol/diesel combinations, including A/PS and CAMO additions. Its tables have no CNG column: the 18 CNG variants' rating applicability remains unverified. CNG is not given a zero-star score, and the EV has separate scores.Prices: 9 Oct 2026. Specifications: 2026-10-09.

Which automatic belongs on your test-drive list?

Try Baleno Zeta AMT if its equipment meets your needs at the lower end of this band; compare i20 Sportz IVT if you prefer a CVT after driving both. For a sedan, compare Dzire ZXi AGS with Amaze VX CVT: the transmission and your luggage fit matter more than the trim badge. Punch Adventure AMT is the lower-priced SUV candidate here; Magnite N-Connecta Turbo CVT is a turbo/CVT alternative. Brezza VXi AT and Nexon Creative DCA need a larger budget. Test their low-speed response, parking visibility and equipment differences before paying the premium. An AMT automates manual shifts and can pause between gears; CVT/IVT, torque-converter AT and dual-clutch DCA/DCT use different mechanisms. None guarantees comfort or reliability for your usage.

A family test-drive checklist

These are checks for you to perform, not measurements we have made. Bring the people and luggage you usually carry. Ask permission before fitting your child seat, and follow the vehicle and child-seat manuals.

  1. Set the driver’s seat, then seat your usual passengers behind it. Check knee, head and shoulder room, belts and access to buckles.
  2. Confirm compatible child-seat anchor positions and fit your actual seat. Check front-seat clearance and whether another passenger can sit beside it safely.
  3. Load your stroller, bags or wheelchair and check the opening, lifting height and usable space with all required seats occupied.
  4. Try entry and exit with older passengers. Check sill height, door opening and whether a grab handle helps.
  5. Park in a space like yours. Try reverse visibility, camera/sensor coverage, turning room and low-speed control.
  6. Request the exact variant code, manufacturing date/VIN, equipment list, warranty conditions and itemised dealer quote.

Running costs: assumptions, not mileage promises

The table uses our mixed-use planning efficiency and petrol-price assumption, with 1,000 km per month. Fuel-only cost excludes servicing, tyres, insurance, finance and depreciation. Bengaluru stop-start traffic, load and air conditioning can reduce efficiency. Repeat the calculation with efficiency 20% below the estimate: fuel cost per kilometre rises 25%. Compare the resulting monthly cost against your ownership distance instead of treating certified mileage as a guarantee.

Fictional usage: 1,000 km/month · petrol assumption ₹111.68/litre · fuel only
Exact variantPlanning efficiencyFuel cost / kmFuel / month
Baleno Zeta Petrol AMT17 km/l (estimate)₹6.57₹6,569
i20 Sportz Petrol IVT15 km/l (estimate)₹7.45₹7,445
Dzire ZXi Petrol AGS17 km/l (estimate)₹6.57₹6,569
Amaze VX Petrol CVT12.5 km/l (estimate)₹8.93₹8,934
Punch Adventure Petrol AMT15 km/l (estimate)₹7.45₹7,445
Magnite N-Connecta Turbo Petrol CVT13 km/l (estimate)₹8.59₹8,591
Brezza VXi Petrol AT13.5 km/l (estimate)₹8.27₹8,273
Nexon Creative Petrol DCA13 km/l (estimate)₹8.59₹8,591

Before paying or booking

Keep two or three exact variants, test-drive them and compare written quotes on matching terms. If another state is selected, the finder and comparison use that location; return to Karnataka for this article’s budget band. A model advertised below ₹15 lakh ex-showroom can exceed ₹15 lakh on-road. Leave room for the insurance policy, essential extras and price changes before committing.

Source recheck and estimate limits

Selected manufacturer prices and brochure equipment rechecked on 13 October 2026. Original catalogue-wide check dates remain in the table; this targeted recheck does not refresh every variant. Ex-showroom source locations are identified below and can differ from Bengaluru; the on-road calculation uses Karnataka tax assumptions.

Planning estimate, not an insurer quote: 1-year own damage at 2.48% of ex-showroom (GST included), plus the notified 3-year third-party base and one annual TP premium allowance, with 18% GST. The Supreme Court directed 4-year TP cover on 4 August 2026; a notified 4-year tariff has not been verified. Confirm the policy term and final premium. Owner-driver personal accident cover and add-ons are extra unless already covered. Registration/plates/processing is a ₹2,860 budgeting allowance and FASTag/miscellaneous is ₹850. TCS is a tax credit subject to your return, not a discount on today’s cash outlay.

Sources and next steps

These guides explain our buying approach and calculation methods. Worked examples are illustrative. Model facts and their original source-check dates are available in the linked car guides.