Automatic family cars under ₹15 lakh in Bengaluru: eight exact variants
By Prasanna · Published · Updated
Start with the gearbox and your family’s fit, then compare exact variants. Baleno Zeta AMT and Dzire ZXi AGS are lower-cost shortlist options; i20 Sportz IVT and Amaze VX CVT offer CVT alternatives. Compare Punch Adventure AMT, Magnite N-Connecta Turbo CVT, Brezza VXi AT and Nexon Creative DCA if you want a compact SUV. These are conditional choices based on published specifications, not our own road tests.
How we chose this shortlist
We selected petrol automatics across hatchback, sedan and compact-SUV body styles, with catalogue estimates between ₹10 lakh and ₹15 lakh inclusive for private registration in Bengaluru, Karnataka. This is a comparison sample, not an exhaustive ranking or a claim that eight cars suit every family. Five seats on paper do not establish comfortable space for five adults. Prices and equipment below come from the same catalogue functions as our tools.
Exact variants and Bengaluru price breakups
This editorial table always uses Bengaluru estimates, even when you select another state or ex-showroom mode in the header. Use the linked interactive tools for your selected location. Standard-paint ex-showroom prices exclude dealer discounts; on-road estimates add tax, registration, insurance, TCS where applicable and miscellaneous allowances. Optional accessories, finance interest, insurance add-ons and paint premiums can increase your cash budget.
| Variant / gearbox | Ex-showroom | Tax and other estimated lines | On-road total |
|---|---|---|---|
| Baleno Zeta Petrol AMT · 5-speed automated manual (AGS) | ₹8,49,900 | Road tax (lifetime, Karnataka): ₹1,33,074; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹37,664; FASTag & misc.: ₹850 | ₹10,24,348 |
| i20 Sportz Petrol IVT · Continuously variable transmission (Hyundai IVT) | ₹8,86,200 | Road tax (lifetime, Karnataka): ₹1,38,715; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹38,564; FASTag & misc.: ₹850 | ₹10,67,189 |
| Dzire ZXi Petrol AGS · 5-speed automated manual (AGS) | ₹8,72,700 | Road tax (lifetime, Karnataka): ₹1,36,618; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹38,229; FASTag & misc.: ₹850 | ₹10,51,257 |
| Amaze VX Petrol CVT · CVT automatic with 7-step paddle shift | ₹9,40,400 | Road tax (lifetime, Karnataka): ₹1,47,138; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹39,908; FASTag & misc.: ₹850 | ₹11,31,156 |
| Punch Adventure Petrol AMT · 5-speed automated manual | ₹8,34,990 | Road tax (lifetime, Karnataka): ₹1,30,757; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹37,294; FASTag & misc.: ₹850 | ₹10,06,751 |
| Magnite N-Connecta Turbo Petrol CVT · X-Tronic continuously variable automatic | ₹9,74,000 | Road tax (lifetime, Karnataka): ₹1,52,360; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹34,321; FASTag & misc.: ₹850 | ₹11,64,391 |
| Brezza VXi Petrol AT · 6-speed torque-converter automatic with paddles | ₹10,60,900 | Road tax (lifetime, Karnataka): ₹2,01,192; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹42,896; TCS (1%): ₹10,609; FASTag & misc.: ₹850 | ₹13,19,307 |
| Nexon Creative Petrol DCA · 7-speed dual-clutch automatic (DCA) | ₹11,41,990 | Road tax (lifetime, Karnataka): ₹2,16,494; Registration, HSRP & smart card (estimate): ₹2,860; Insurance (planning estimate): ₹44,907; TCS (1%): ₹11,420; FASTag & misc.: ₹850 | ₹14,18,521 |
Equipment and safety evidence
Check the exact trim and powertrain. Present, absent and unverified equipment remain distinct. Crash-test programmes and years differ; stars are not directly interchangeable. A missing applicable rating is uncertainty, not zero stars. Use the linked car guide for manufacturer sources, feature footnotes and the tested variant scope.
| Exact variant | Family and parking equipment | Crash evidence and scope | Catalogue source checks |
|---|---|---|---|
| Baleno Zeta Petrol AMT | Six airbags: present; Stability control: present; ISOFIX: present; Reversing camera: present | Bharat NCAP's 2025 optional-rating sheet refers to the earlier gasoline Zeta/Alpha range assessed in April 2024. Applicability to these new M-series Z-Series variants, Alpha (O) and CNG has not been established; no current rating is assigned here. | Prices: 9 Oct 2026. Specifications: 2026-10-09. |
| i20 Sportz Petrol IVT | Six airbags: present; Stability control: present; ISOFIX: present; Reversing camera: present | No applicable crash-test result was verified for this current Indian six-airbag range. Earlier i20 ratings are not assigned to it. | Prices: 10 Oct 2026. Specifications: 2026-10-10. |
| Dzire ZXi Petrol AGS | Six airbags: present; Stability control: present; ISOFIX: present; Reversing camera: present | Bharat NCAP (2025, gasoline): 5 adult stars, 5 child stars; adult 29.46 / 32, child 41.57 / 49 The cited Bharat NCAP gasoline annexure supports petrol variants only; its stars are not assigned to CNG variants. | Prices: 9 Oct 2026. Specifications: 2026-10-09. |
| Amaze VX Petrol CVT | Six airbags: present; Stability control: present; ISOFIX: present; Reversing camera: Multi-angle reversing camera; LaneWatch left-side camera also included | Bharat NCAP: 5 adult stars, 4 child stars; adult 28.33 / 32, child 40.81 / 49 Bharat NCAP: 5 adult stars and 4 child stars. The October 2025 annex explicitly covers V, VX and ZX with both manual and CVT; this result does not cover the second-generation Amaze. | Prices: 10 Oct 2026. Specifications: 2026-10-10. |
| Punch Adventure Petrol AMT | Six airbags: present; Stability control: present; ISOFIX: present; Reversing camera: present | Bharat NCAP: 5 adult stars; adult 30.58/32, child 45.00/49 Five adult and five child stars; tested in 2025, published 2026. February 2026 revision explicitly adds both turbo manuals. The annexure covers all 26 current combinations. This is the facelift's Bharat NCAP result, distinct from the older two-airbag Global NCAP car and the EV. | Prices: 9 Oct 2026. Specifications: 2026-10-09. |
| Magnite N-Connecta Turbo Petrol CVT | Six airbags: present; Stability control: present; ISOFIX: present; Reversing camera: present | Global NCAP: 5 adult stars, 3 child stars; adult 32.31 / 34, child 33.64 / 49 2025 Global NCAP result is valid for India and South Africa from VIN MDHFBADD0Z0037139. Confirm the delivered vehicle’s VIN. Six airbags alone do not establish the five-star rating for earlier stock; older four-star and two-star results cover different VIN ranges. Retrofit CNG is not independently rated here. | Prices: 10 Oct 2026. Specifications: 2026-10-10. |
| Brezza VXi Petrol AT | Six airbags: present; Stability control: present; ISOFIX: present; Reversing camera: absent | Catalogue reports a Bharat NCAP result; exact current VXi AT applicability not independently reverified for this article. Confirm the manufacturer’s annexure. | Prices: 8 Oct 2026. Specifications: see dated source records in the car guide. |
| Nexon Creative Petrol DCA | Six airbags: present; Stability control: present; ISOFIX: present; Reversing camera: HD rear-view camera | Bharat NCAP: 5 adult stars; adult 29.41/32, child 43.83/49 Five adult and five child stars from the 2024 test. The August-2026 revised annexure covers all 64 current petrol/diesel combinations, including A/PS and CAMO additions. Its tables have no CNG column: the 18 CNG variants' rating applicability remains unverified. CNG is not given a zero-star score, and the EV has separate scores. | Prices: 9 Oct 2026. Specifications: 2026-10-09. |
Which automatic belongs on your test-drive list?
Try Baleno Zeta AMT if its equipment meets your needs at the lower end of this band; compare i20 Sportz IVT if you prefer a CVT after driving both. For a sedan, compare Dzire ZXi AGS with Amaze VX CVT: the transmission and your luggage fit matter more than the trim badge. Punch Adventure AMT is the lower-priced SUV candidate here; Magnite N-Connecta Turbo CVT is a turbo/CVT alternative. Brezza VXi AT and Nexon Creative DCA need a larger budget. Test their low-speed response, parking visibility and equipment differences before paying the premium. An AMT automates manual shifts and can pause between gears; CVT/IVT, torque-converter AT and dual-clutch DCA/DCT use different mechanisms. None guarantees comfort or reliability for your usage.
A family test-drive checklist
These are checks for you to perform, not measurements we have made. Bring the people and luggage you usually carry. Ask permission before fitting your child seat, and follow the vehicle and child-seat manuals.
- Set the driver’s seat, then seat your usual passengers behind it. Check knee, head and shoulder room, belts and access to buckles.
- Confirm compatible child-seat anchor positions and fit your actual seat. Check front-seat clearance and whether another passenger can sit beside it safely.
- Load your stroller, bags or wheelchair and check the opening, lifting height and usable space with all required seats occupied.
- Try entry and exit with older passengers. Check sill height, door opening and whether a grab handle helps.
- Park in a space like yours. Try reverse visibility, camera/sensor coverage, turning room and low-speed control.
- Request the exact variant code, manufacturing date/VIN, equipment list, warranty conditions and itemised dealer quote.
Running costs: assumptions, not mileage promises
The table uses our mixed-use planning efficiency and petrol-price assumption, with 1,000 km per month. Fuel-only cost excludes servicing, tyres, insurance, finance and depreciation. Bengaluru stop-start traffic, load and air conditioning can reduce efficiency. Repeat the calculation with efficiency 20% below the estimate: fuel cost per kilometre rises 25%. Compare the resulting monthly cost against your ownership distance instead of treating certified mileage as a guarantee.
| Exact variant | Planning efficiency | Fuel cost / km | Fuel / month |
|---|---|---|---|
| Baleno Zeta Petrol AMT | 17 km/l (estimate) | ₹6.57 | ₹6,569 |
| i20 Sportz Petrol IVT | 15 km/l (estimate) | ₹7.45 | ₹7,445 |
| Dzire ZXi Petrol AGS | 17 km/l (estimate) | ₹6.57 | ₹6,569 |
| Amaze VX Petrol CVT | 12.5 km/l (estimate) | ₹8.93 | ₹8,934 |
| Punch Adventure Petrol AMT | 15 km/l (estimate) | ₹7.45 | ₹7,445 |
| Magnite N-Connecta Turbo Petrol CVT | 13 km/l (estimate) | ₹8.59 | ₹8,591 |
| Brezza VXi Petrol AT | 13.5 km/l (estimate) | ₹8.27 | ₹8,273 |
| Nexon Creative Petrol DCA | 13 km/l (estimate) | ₹8.59 | ₹8,591 |
Before paying or booking
Keep two or three exact variants, test-drive them and compare written quotes on matching terms. If another state is selected, the finder and comparison use that location; return to Karnataka for this article’s budget band. A model advertised below ₹15 lakh ex-showroom can exceed ₹15 lakh on-road. Leave room for the insurance policy, essential extras and price changes before committing.
Source recheck and estimate limits
Selected manufacturer prices and brochure equipment rechecked on 13 October 2026. Original catalogue-wide check dates remain in the table; this targeted recheck does not refresh every variant. Ex-showroom source locations are identified below and can differ from Bengaluru; the on-road calculation uses Karnataka tax assumptions.
Planning estimate, not an insurer quote: 1-year own damage at 2.48% of ex-showroom (GST included), plus the notified 3-year third-party base and one annual TP premium allowance, with 18% GST. The Supreme Court directed 4-year TP cover on 4 August 2026; a notified 4-year tariff has not been verified. Confirm the policy term and final premium. Owner-driver personal accident cover and add-ons are extra unless already covered. Registration/plates/processing is a ₹2,860 budgeting allowance and FASTag/miscellaneous is ₹850. TCS is a tax credit subject to your return, not a discount on today’s cash outlay.
- Baleno: NEXA current Baleno brochure · Official Maruti/NEXA price feed (Delhi)
- i20: Hyundai i20 brochure, September 2026 · Hyundai official Bengaluru price feed
- Dzire: Official Dzire brochure · Current Dzire prices and variants · Official Delhi ex-showroom prices
- Amaze: Honda India: current Amaze brochure · Honda India: Amaze prices
- Punch: Tata Punch current 2026 brochure (August-linked) · Tata Punch Bengaluru prices
- Magnite: Nissan current Magnite brochure · Nissan India current price list
- Brezza: Maruti Suzuki: Brezza price list · Maruti Suzuki: Brezza brochure (variant-wise features)
- Nexon: Tata Nexon current ICE brochure (May-linked 2026) · Tata Nexon Bengaluru prices
Sources and next steps
These guides explain our buying approach and calculation methods. Worked examples are illustrative. Model facts and their original source-check dates are available in the linked car guides.